Here are over $8 in Printable Restaurant Coupons from Captain Ds.

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Expires April 4

==>> Print Your Captain Ds Coupons Here

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This Podcast is the first of a series of actionable information you can take away and use immediately to start saving on your grocery bill. You will be hearing from Jim Bob Howard from www.startsavingwithcoupons.com about the secret strategy he uses to save THOUSANDS on his grocery bill and bring home (3) times as much product.

START SAVING NOW!
Sign Up For Your FREE Grocery Saving Series

First Episode Summary:

1. The main secret to saving with coupons has nothing to do with coupons
2. Stockpile when products are at their rock bottom prices (usually about every 3 months)
3. Create a pricebook (See resources below this summary)
4. Use the Wednesday & Sunday Papers to find coupons and weekly on sale items/circulars
5. Use online resources to find rockbottom prices & weekly sales circulars (See resources below this summary)
6. Take advantage of categorical sales trends (only buy certain sections of the store that are on sale)
7. This process doesn’t work for NEED Now Items unless they happen to be on sale at their rock bottom price when you need them. For needs items (must have now items) go to stores with everyday low prices.
8. Warehouse shopping clubs are NOT always the best deal.
9. When stockpiling, you will typically find the best deals at premium stores.
10. Most important: PLAN AHEAD for the best deals

Resources (Sign up for a complete list of resources you can use now to start saving HUNDREDS):

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• How and Where To Find Free Coupons & Deals Online

This video is a little known secret I use to find specific printable coupons, bargains and deals. USE Carefully… lol. Im sure you can use many of the coupons provided on this site as well as other sites.

However…I’m sure there are  certain stores you shop that I dont publish coupons for.  This video will show one of MANY of my coupon & deal finding secrets used to find specific deals and coupons or just outright product research.  I will eventually pull this down and charge for viewing so make sure you Watch Soon as this Video will only be available FREE  for a LIMITED TIME!

Tell Me What You Think…

==>> Click Here for the Complete Video and Printable Report (cheat sheet)

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• Money Saving Ideas: Save Hundreds Without Grocery Store & Supermarket Coupons

We’ve all read stories about the coupon-savvy woman who can feed a family of five on $50 a month.  What is her secret? She’s perfected the art of couponing.  While I won’t promise that you’ll be able to do quite that well, I do guarantee that if you follow the tips below you will be able to slash dollars from your monthly grocery bill.

Know when NOT to use coupons. When is a coupon not a good deal?Knowing this can be as helpful to you as the voucher codes itself.  In most cases, the generic version of what you’re buying is cheaper than the more expensive counterpart even WITH a coupon.  You may be asking yourself, “So why even bother?  Why not just purchase generics?”  You will need to become coupon-savvy in order to recognize when coupons are a good deal and when they’re not.   Coupons work best when they’re combined with another deal or are doubled.  Carry a small calculator in your purse to help you calculate the price per unit when you’re shopping.

Combine coupons with in store-sales and two-for-ones. I recently bought two boxes of Cheerios cereal.  They were on sale at the grocery store for 2 for $3.  I also used two $1 off coupons I had, saving an additional $2.  My cost per box: only 50 cents.  Normally, without the coupon, each box is at least $3.  Cool, huh?  A lot of grocery stores also offer “in store” coupons.  Use your own coupons in addition to these to save even more.

Find a store that will double your coupons. If your town doesn’t have one, it may be worth a short drive to another town to a store that does. If making a special trip, be sure to call in advance to see if the store has restrictions on doubling coupons.  Some stores will only double coupons under $.50, some only double coupons on certain days of the week.

Buy the smallest size. Most people are under the impression that you will save more by buying in bulk.When using an online coupon or printable coupon, this usually isn’t true.  What you will need to consider is the price per ounce.  Here is an example of what I mean:

While the price per ounce of the larger size is more economical without the coupon, the smaller size is the better buy with the coupon.  Keep a small calculator in your purse or coupon caddy to help calculate the best deal.

Trade coupons with friends and online. Start a coupon group with women in your area.  Let them know which items you need coupons for; and offer to trade with them.  I have a friend who uses Pampers diapers, so whenever I see a coupon for that item I give it to her.  In turn, she looks out for the items I use. To get started, e-mail 5-10 of your “thrifty” friends to see if they’re interested.  Have each friend list 10-20 items that she always uses, and print out the lists.  Keep the lists handy when you’re clipping coupons, and then pass on the coupons to your friends.

Other coupon sources. Some grocery stores have coupon bins within their store.  Look for them near the customer service counter, or in the front of the store.  Some libraries also have a coupon swapping bin.  If your local library or grocer doesn’t, it doesn’t hurt to suggest it. Coupons are also now available in-store right next to the products themselves from machines sponsored by SmartSource.

Find coupons online. When you think of coupons, chances are you think of the kind that come as inserts in your Sunday paper.   With the invent of the internet all sorts of other kinds of coupons are now available.  You can download coupons from your computer and print them out. You can even find coupons being sold on eBay.

Organize! Make coupons easy to file and easy to use.  I used to have my coupons clumped together in an envelope in my purse.  I could never find the coupons I needed, and I ended up throwing out expired coupons I could have used.   I use a large plastic index-card box for my coupons now.I have it divided by categories such as: canned goods, baby products, clothes, cereal, baking, Bed & Bath, books, magazine, dairy, etc.  After serious couponing for a few months, you will discover which categories work the best for you.

After using coupon code, you can be a coupon expert in your own right.you will become a master and being mastered the art of coupon, you will never buy anything without promo codes.

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When you think of frugal living, do you think it means being miserable, or giving up what you want? If so, you are thinking about it all wrong. Frugality is simply the practice of looking for the less expensive alternatives. Buy things for less, and what do you get? More money left over to buy more of what you want! Frugality doesn’t have to mean being a scrooge or living without comfort.

However, maybe you don’t like the idea of clipping coupons and buying clothes at rummage sales. If so, that’s okay. It never was and never will be the important part of truly frugal living. For it to be the most beneficial, frugality has to start with the big things, and if it never gets down to the small items, you’ll still be further ahead financially than most people.

Frugal Living Examples

Example number one: You need groceries. Search the Sunday paper for coupons and clip them out. Make a list of things on sale that you can stock up on in order to get your average cost down. Plan and run a route of four stores in order to get everything where it is the cheapest. Total extra time spent: three hours.

Example number two: You need a new house. Sit with a pen and paper and determine what you really need to be happy. List the cheapest homes that meet your criteria. Make several extra phone calls and check out several bank websites to get the interest rate down .5% from what  you were expecting to pay. Total extra time spent: three hours.

In the first example, let’s assume you save $30 on your groceries for your effort. Your frugality made you about $10 per hour. In the second example, suppose you found a suitable home for $20,000 less. Let’s say you only have to borrow  $120,000 at 6.25% instead of $140,000 at 6.75%. Your payment would be $169 less per month, for a total savings of $60,900 over the thirty years of the mortgage. In this case, your frugality made you about $20,000 per hour.

I think you can see that it is the big stuff that makes a difference in frugal living. On the other hand, sometimes the small stuff is the big stuff, especially when it is repeated over and over. This is why it makes sense to save money on groceries. They are something you buy every week. How you do it makes a difference though.

For example, suppose you don’t want to clip coupons or spend time looking at sales flyers. Let’s face it; if it only saves you $10 per hour of effort, you might be better off staying a few hours extra at work and skip the hassle. On the other hand, why not invest just an hour or two to figure out which store is cheapest for the things you buy? Then shop only there, and buy more of the things you use and like when they are on sale. You might still save $20 per week, with no additional investment of time. That’s a $1,000 per year for a one-time expenditure of a couple hours!

Have you read newsletters and magazines about saving money? They often have tips on things like how to re-use plastic wrap or aluminum foil. Is it worth the time to wash out and dry your zippered plastic bags? Maybe, if you like that sort of thing, and you’re making minimum wage. For most of us, it is better to spend the time analyzing the big and the recurring expenditures. That is the key to frugal living.

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Take $10 off your next purchase of $30+ at PEPBOYS with this printable online coupon.

Offer Ends June 6

>>Print Your Pep boys Coupon Here<<

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Get 50 (4×6) photo prints for $5 at Walgreens with this online coupon code.

Coupon Code:SUMMER5

Expires May 30th so Hurry

>>Click here to visit Walgreen Photo

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$10 off your entire purchase of $50 or more, or $20 off a purchase of $100 or more at Journeys with this printable retail coupon.

Valid through May 31, ’09

>>Print your Journeys coupon here

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Visit Selected Regal theatres in JUNE 2009 for the Free Family Film Festival. What is better than FREE movies?

>>CLICK HERE for a list of theatres near you

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20% off at Famous Footwear
Code: MAY20
Includes sale items.
Click here to use this coupon

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